An Updated Non-VBV/MSC BINs List for 2022

What Is BIN?

The Bank Identification Number (BIN) is a 6-digit number that is unique to the CC. If you don’t already have this information, there’s plenty of sites you can use to find it.

What Is VBV?

Verified by Visa or VBV/3D is an extra layer of online protection some debit or credit cards have. These cards require the card owner to confirm the transaction directly before the payment is authorized, it can be either by call, SMS, or email. The confirmation can include an OTP or for the owner to answer a question, confirming their Social Security Number (SSN), parent or partner’s name, DOB, or password.

Non-VBV cards do not need extra information as VBV requires per transfer. This is exactly why they are handy to use for fraudulent activities.

What Is MSC?

Just like Visa cards that have an extra layer of protection, Mastercard CCs have a similar protocol. MSC refers to the Mastercard Secure Code, which acts with similar protection as a VBV.

What Is OTP?

This term means one-time password. The password can include a string of letters or numbers that are unique to each transaction.

Our list only includes 2D or non-VBV cards. These BINs pass VBV windows without an OTP.

Non-VBV BINS List

BIN	Provider	Issuer	Type	Subtype	Issuing Country
430023	VISA	World’s Foremost Bank	Credit	Classic	USA
438948	VISA	Commerce Bancshares	Credit	Platinum	USA
488893	VISA	Fia Card Services	Credit	Platinum	USA
426429	VISA	Bank of America	Credit	Platinum	USA
480012	VISA	Fia Card Services	Credit	Gold Premium	USA
486236	VISA	Capital One Bank	Credit	Platinum	USA
441297	VISA	First National Bank of Omaha	Credit	Platinum	USA
401398	VISA	U.S. Bank National Association	Credit	Platinum	USA
431307	VISA	Fia Card Services.	Credit	Signature	USA
426428	VISA	Fia Card Services	Credit	Platinum	USA
416621	VISA	World Financial Network	Credit	Classic	USA

EU non-VBV bins.​

401805 = ITALY = DEBIT​

402360 = ITALY = DEBIT​

409015 = SPAIN = CREDIT​

413585 = GERMANY = CREDIT​

416029 = ITALY = CREDIT​

424607 = NETHERLANDS = CREDIT​

425723 = GERMANY = CREDIT​

435659 = SPAIN = CREDIT​

450608 = SPAIN = CREDIT​

450625 = SPAIN = CREDIT​

450663 = BELGIUM = CREDIT​

453243 = GERMANY = CREDIT​

454108 = SWEDEN = DEBIT​

454617 = GERMANY = CREDIT​

454618 = GERMANY = CREDIT​

455218 = BELGIUM = CREDIT​

455221 = SPAIN = CREDIT​

455262 = SWEDEN = DEBIT​

456140 = FRANCE = CREDIT​

456354 = NETHERLANDS = CREDIT​

456542 = ITALY = CREDIT​

456997 = NORWAY = DEBIT​

457101 = DENMARK = DEBIT​

457109 = DENMARK = DEBIT​

457119 = DENMARK = DEBIT​

457136 = DENMARK = DEBIT​

459996 = SPAIN = CREDIT​

461668 = JORDAN = CREDIT​

467293 = ITALY = CREDIT​

477547 = SPAIN = CREDIT​

486447 = NORWAY = CREDIT​

490744 = GERMANY = CREDIT​

490829 = GERMANY = CREDIT​

490943 = SPAIN = CREDIT​

491889 = SWEDEN = DEBIT​

492044 = GERMANY = CREDIT​

492057 = FINLAND = DEBIT​

492119 = SPAIN = CREDIT​

492121 = SPAIN = CREDIT​

492520 = NORWAY = DEBIT​

492591 = COLOMBIA = CREDIT​

493846 = TURKEY = CREDIT​

494028 = SPAIN = CREDIT​

496626 = SPAIN = CREDIT​

497301 = FRANCE = DEBIT​

497306 = FRANCE = CREDIT​

523224 = GERMANY = CREDIT​

523252 = GERMANY = CREDIT​

523276 = GERMANY = CREDIT​

523298 = GERMANY = CREDIT​

535329 = FINLAND = CREDIT​

541256 = SWEDEN = CREDIT​

541327 = BELGIUM = CREDIT​

541869 = ITALY = CREDIT​

543012 = FINLAND = CREDIT​

546899 = BELGIUM = CREDIT​

549003 = GERMANY = CREDIT​

549713 = GERMANY = CREDIT​

552143 = TURKEY = CREDIT​

UK NON VBV BIN LIST

475129 446281
489396 465921
525302 518675
426393 476372
446278 475139
454313 465923
492182 492181
476230 546811
498824 446242
476367 455572
492942 377130
465904 476248
529930 475124
552068 465935
512687 557349
542502 465946
379004 475141
454742 475130
550129 465911
531307 404970
459654 465903
528166 557361
379007 492914
540758 379008
539123 492945
550129 379009
37900 379001
485738 475139